Missouri Home InsuranceHail across Missouri, county by county
Hail across Missouri
Missouri recorded 3,349 hail events of one inch or larger over the last 10 years, in 115 of its counties, along with 5,842 damaging wind events and 596 tornadoes.
Where it falls is uneven. The counties that took the most:
| County | Hail events | Largest |
|---|---|---|
| St. Louis County | 150 | 2.50" |
| Jackson County | 114 | 3.00" |
| Greene County | 110 | 3.00" |
| Clay County | 86 | 2.75" |
| Barry County | 82 | 2.50" |
| Christian County | 79 | 2.75" |
Roof claims are what most homeowners end up filing, and policies differ most in how they pay for a roof — replacement cost or depreciated value — and in whether a separate, larger wind and hail deductible applies.
Source: NOAA Storm Events Database, through 2025.
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